Calculate your monthly payments, rent credits, and total costs for rent-to-own agreements. Plan your path to homeownership with accurate calculations.
Enter your details below to calculate your rent-to-own costs and timeline
Our rent to own calculator helps you understand the true costs and benefits of rent-to-own agreements. Here's what it calculates:
Understanding rent-to-own costs upfront helps you:
Rent credits accumulate toward your down payment, building equity with each monthly payment.
Use the lease period to improve your credit score and qualify for better mortgage terms.
Protect yourself from market price increases by locking in today's purchase price.
Live in the home and neighborhood before committing to purchase.
A rent to own calculator is a financial tool that helps you estimate the costs, rent credits, and total expenses associated with a rent-to-own agreement. It calculates your monthly payments, accumulated equity, and final purchase price.
Our calculator provides estimates based on the information you enter. Actual costs may vary depending on contract terms, interest rates, and other factors. Always review the actual contract details with a qualified professional.
Rent credits are portions of your monthly rent that accumulate toward your down payment or reduce the final purchase price. Typically, $200-$500 per month goes toward building equity in the home.
Rent to own can cost more than traditional buying but provides benefits like time to improve credit, locked-in prices, and the ability to build equity while renting. Use our calculator to compare costs.
Use our calculator results to make informed decisions about your homeownership journey.
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